Tuesday, August 23, 2016

Summary of SSS Benefits (Social Security System)

How to Apply SSS Sickness Benefit or Social Security System

Type of Benefit

A. Sickness - A daily allowance paid for the number of days a member is unable to work due to sickness or injury.

Qualifying Conditions

  • The member is unable to work due to sickness or injury and is confined either in a hospital or at home for at least four days.
  • He/she has paid at least three months of contributions within the 12-month period immediately before the semester of sickness;
  • He/she has used up all company sick leaves with pay for the current year and has duly notified his/her employer,
  • He/she must notify the SSS directly by filling a sickness benefit application if he/she is separated from employment, a voluntary or self-employed member.

Amount of Benefit
  • The amount of the member's daily Sickness Benefit allowance is equivalent to ninety percent (90%) of his/her average daily salary credit.
  • The Sickness Benefit is granted up to a maximum of 120 days in one calendar year.
B. Maternity - A daily cash allowance granted to a female member who is unable to work due to childbirth or miscarriage.

Qualifying Conditions
  • The member has paid at least three months of contributions within the 12-month period immediately before the semester of her childbirth or miscarriage;
  • If employed, she must has given notification of her pregnancy through her employer;
  • She must directly notify the SSS if she is separated from employment, a voluntary or self-employed member.
Amount of Benefit
  • The amount of the daily Maternity Benefit allowance is equivalent to one hundred percent (100%) of her average daily salary credit, multiplied by 60 days in case of normal delivery or miscarriage, or by 78 days for caesarian section delivery.
  • The Maternity Benefit is granted up to the first four deliveries or miscarriages only.
C. Disability - A cash benefit granted, either as a monthly pension or a lumpsum amount, to a member who becomes permanently disabled, either partially or totally.

Qualifying Conditions
  • The member has paid at least one month contribution before the semester of disability;
  • To quality for a disability pension, the member must have paid at least 36 monthly contributions prior to the semester of disability;
  • If with less than 36 monthly contributions, he/she is granted a lumpsum amount.
Amount of Benefit
  • If qualified, the member is granted a monthly Disability Pension, plus a P500 monthly Supplemental Allowance.
  • The lowest monthly Disability Pension is P1,000 if the member has less than ten (10) credited years of service (CYS); P1,200 if with at least 10 CYS; and P2,400 if with at least 20 CYS.
D. Retirement - A cash benefit granted, either as a monthly pension or a lumpsum amount - to a member who can no longer work due to old age.

Qualifying Conditions
  • The member is at least 60 years old (optional retirement) separated from employment or has ceased to be self-employed; and had paid at least 120 monthly contributions prior to the semester of retirement; OR
  • The member is 65 years old (mandatory retirement), whether employed or not, and paid at least 120 monthly contributions prior to the semester of retirement.
  • To qualify for a retirement pension, the member must have paid at least monthly contributions prior to the semester of retirement.
  • If with less than 120 monthly contributions, he/she is granted a lumpsum amount.
Amount of Benefit
  • If qualified, the member is granted a monthly Retiement Pension, plus a 13 Month Pension every December.
  • If the member has dependent minor children, they are given a Dependent's Pension or P250, whichever is higher. Only five (5) minor children, beginning from the youngest, are entitled to Dependent's Pension. No substitution is allowed.
  • The lowest monthly Retirement Pension is P1,200 if the member has 120 monthly contributions or with at least ten (10) credited years of service (CYS); P2,400 if with at least 20 CYS.
E. Death - A cash benefit granted, either as a monthly pension or a lumpsum amount to the beneficiaries of a deceased member.

Qualifying Conditions
  • A monthly Death pension is granted to the member's primary beneficiary (legitimate spouse until he/she remarries and dependent legitimate, legitimated or legally adopted, and illegitimate children) if the member has paid at least 36 monthly contributions prior to the semester of death;
  • A lumpsum amount is granted to the primary beneficiary if the deceased member has less than 36 monthly contributions.
  • If there are no primary beneficiaries, the member's secondary beneficiaries (dependent parents) shall be given a lumpsum amount.
Amount of Benefit
  • If qualified, the member's primary beneficiary is granted a monthly Death Pension, plus a 13 month Pension payable every December.
  • If the member has dependent minor children, they are given a Dependent's Pension equivalent to ten percent (10%) of the primary beneficiary's monthly pension or P250, whichever  is higher. Only five (5) minor children, beginning from the youngest are entitled to Dependent's Pension. No substitution is allowed.
  • The lowest monthly Death Pension is P1,000 if the member has less than ten (10) credited years of service (CYS); P1,200 if with at least 10 CYS; and P2,400 if with at least 20 CYS.

For More Information:

SSS Building East Avenue, Diliman Quezon City, Philippines
For comments, concerns and inquiries contact:
SSS Trunkline No. (632) 920-6401
SSS Call Center: 920-6446 to 55; IVRS: 917-7777; 
SSS Email: member_relations@sss.gov.ph; 
SSS Facebook: https://www.facebook.com/SSSPh

Source: https://www.sss.gov.ph

3 comments:

  1. file for sickness benefit but wasdenide due to late filing .can I still apply directly at sss?

    ReplyDelete
    Replies
    1. ganyan din saken pwede kaya ulitin yung filing??

      Delete
    2. pwede kaya ulit mag re filing ng sickness nareject ako due to late filing

      Delete