Tuesday, August 23, 2016

Summary of SSS Benefits (Social Security System)

How to Apply SSS Sickness Benefit or Social Security System

Type of Benefit

A. Sickness - A daily allowance paid for the number of days a member is unable to work due to sickness or injury.

Qualifying Conditions

  • The member is unable to work due to sickness or injury and is confined either in a hospital or at home for at least four days.
  • He/she has paid at least three months of contributions within the 12-month period immediately before the semester of sickness;
  • He/she has used up all company sick leaves with pay for the current year and has duly notified his/her employer,
  • He/she must notify the SSS directly by filling a sickness benefit application if he/she is separated from employment, a voluntary or self-employed member.

Amount of Benefit
  • The amount of the member's daily Sickness Benefit allowance is equivalent to ninety percent (90%) of his/her average daily salary credit.
  • The Sickness Benefit is granted up to a maximum of 120 days in one calendar year.
B. Maternity - A daily cash allowance granted to a female member who is unable to work due to childbirth or miscarriage.

Qualifying Conditions
  • The member has paid at least three months of contributions within the 12-month period immediately before the semester of her childbirth or miscarriage;
  • If employed, she must has given notification of her pregnancy through her employer;
  • She must directly notify the SSS if she is separated from employment, a voluntary or self-employed member.
Amount of Benefit
  • The amount of the daily Maternity Benefit allowance is equivalent to one hundred percent (100%) of her average daily salary credit, multiplied by 60 days in case of normal delivery or miscarriage, or by 78 days for caesarian section delivery.
  • The Maternity Benefit is granted up to the first four deliveries or miscarriages only.
C. Disability - A cash benefit granted, either as a monthly pension or a lumpsum amount, to a member who becomes permanently disabled, either partially or totally.

Qualifying Conditions
  • The member has paid at least one month contribution before the semester of disability;
  • To quality for a disability pension, the member must have paid at least 36 monthly contributions prior to the semester of disability;
  • If with less than 36 monthly contributions, he/she is granted a lumpsum amount.
Amount of Benefit
  • If qualified, the member is granted a monthly Disability Pension, plus a P500 monthly Supplemental Allowance.
  • The lowest monthly Disability Pension is P1,000 if the member has less than ten (10) credited years of service (CYS); P1,200 if with at least 10 CYS; and P2,400 if with at least 20 CYS.
D. Retirement - A cash benefit granted, either as a monthly pension or a lumpsum amount - to a member who can no longer work due to old age.

Qualifying Conditions
  • The member is at least 60 years old (optional retirement) separated from employment or has ceased to be self-employed; and had paid at least 120 monthly contributions prior to the semester of retirement; OR
  • The member is 65 years old (mandatory retirement), whether employed or not, and paid at least 120 monthly contributions prior to the semester of retirement.
  • To qualify for a retirement pension, the member must have paid at least monthly contributions prior to the semester of retirement.
  • If with less than 120 monthly contributions, he/she is granted a lumpsum amount.
Amount of Benefit
  • If qualified, the member is granted a monthly Retiement Pension, plus a 13 Month Pension every December.
  • If the member has dependent minor children, they are given a Dependent's Pension or P250, whichever is higher. Only five (5) minor children, beginning from the youngest, are entitled to Dependent's Pension. No substitution is allowed.
  • The lowest monthly Retirement Pension is P1,200 if the member has 120 monthly contributions or with at least ten (10) credited years of service (CYS); P2,400 if with at least 20 CYS.
E. Death - A cash benefit granted, either as a monthly pension or a lumpsum amount to the beneficiaries of a deceased member.

Qualifying Conditions
  • A monthly Death pension is granted to the member's primary beneficiary (legitimate spouse until he/she remarries and dependent legitimate, legitimated or legally adopted, and illegitimate children) if the member has paid at least 36 monthly contributions prior to the semester of death;
  • A lumpsum amount is granted to the primary beneficiary if the deceased member has less than 36 monthly contributions.
  • If there are no primary beneficiaries, the member's secondary beneficiaries (dependent parents) shall be given a lumpsum amount.
Amount of Benefit
  • If qualified, the member's primary beneficiary is granted a monthly Death Pension, plus a 13 month Pension payable every December.
  • If the member has dependent minor children, they are given a Dependent's Pension equivalent to ten percent (10%) of the primary beneficiary's monthly pension or P250, whichever  is higher. Only five (5) minor children, beginning from the youngest are entitled to Dependent's Pension. No substitution is allowed.
  • The lowest monthly Death Pension is P1,000 if the member has less than ten (10) credited years of service (CYS); P1,200 if with at least 10 CYS; and P2,400 if with at least 20 CYS.

For More Information:

SSS Building East Avenue, Diliman Quezon City, Philippines
For comments, concerns and inquiries contact:
SSS Trunkline No. (632) 920-6401
SSS Call Center: 920-6446 to 55; IVRS: 917-7777; 
SSS Email: member_relations@sss.gov.ph; 
SSS Facebook: https://www.facebook.com/SSSPh

Source: https://www.sss.gov.ph

1 comment:

  1. file for sickness benefit but wasdenide due to late filing .can I still apply directly at sss?

    ReplyDelete