Tuesday, December 8, 2015

BPI Credit Card: Bonus Madness Limit this Season 2015!

Avail of Real 0% installment, Buy Now, Pay Later and 100% Bonus Madness Limit at over 5,000 stores nationwide until January 31, 2016

BPI Credit Card: Bonus Madness Limit this Season 2015!


1. Installment Madness is available in all participating S.I.P. stores nationwide from October 1, 2015 to January 31, 2016

2. Installment Madness is exclusively available to all existing BPI Credit cardholders in good credit standing.

3. BPI Credit Card offer Real 0% interest and reduced rates on select items and terms for a minimum purchase of P3,000 (Minimum purchase requirement and installment terms may vary per merchant).

4. To avail of the products and services, cardholder must personally present his BPI Credit Card to the participating merchant and sign the BPI chargeslip when the transaction is approved.

5. If a cardholder decides to pre-terminate his Special Installment Plan (S.I.P.) transaction prior to the first billing, BPI Credit Card shall charge a pre-termination fee of Php550 plus an additional 2% interest on the principal amount. If pre-termination is done after the first billing, monthly payment shall first be applied to interest then to the principal using the diminishing balance method plus a pre-termination fee of Php550.

6. The terms and conditions governing the issuance of the BPI Credit Card and the reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to instances where they are applicable.

7. Real 0% is subject to bank approval and is valid if monthly bills are paid in full.

8. 100% Bonus Madness Limit is awarded to qualified BPI Credit cardholders where they may receive as much as double their credit limit.


1. The Buy Now, Pay Later (BNPL) facility is offered in participating merchants nationwide from October 1, 2015 to January 31, 2016

2. The posting of a Buy Now, Pay Later (BNPL) transaction’s first amortization will start 60 days from the date of purchase. The succeeding amortization shall be billed every month thereafter, until the full transaction amount is paid in full.

3. BNPL is only available on S.I.P. transactions (Straight charge transactions are not qualified).

4. The cardholder should advise cashier/store personnel if he will avail of Regular 0% installment otherwise, the BNPL scheme will be applied.

The approved installment transaction is automatically deducted from the cardholder’s total regular/ bonus madness limit.

For More Details Please Visit BPI Website: 

Promo runs from October 1, 2015 to January 31, 2016
Per DTI-FTEB SPD Permit no. 13045, Series of 2015.

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